|
|
|
.jpg)
12 Steps to Eliminate Debt Forever
To Order Book and View Our Other Products CLICK HERE
Money Tips:
- Spend less money than you earn.
- Find ways to make more money. www.liveops.com
- Make more money by filling out paid online surveys. www.paidsurveyonline.com
- Adjust your lifestyle to accommodate the first rule.
- Create a financial budget to help you save. sample budget sheet
- Do not use credit cards.
- If you do use credit cards, pay them down in full each month.
- If you have a lot of credit card debt at high rates, look into consolidating your debt.
- Lower your student loan payments.
- Forego spending money whenever possible.
- Cook more and eat out less - go to www.recipestogo.com to get quick ideas on cooking.
- Stop purchasing frivolous, impulse items.
- Forego purchasing non-essential items.
- Refinance your mortgage or debt at a lower rate.
- Refinance your car loan at a lower interest rate.
- Find cheaper insurance rates.
- Lower your phone bill.
- If you haven't heard of it, the Entertainment Book
- Join an online discount shopping club.
- Wait for things to go on sale before buying them.
- Don't buy anything just because it is on sale.
- Buy generic or non-name brand products and merchandise.
- Wait for prices to fall before buying (applies especially to electronics items - like DVD players).
- Reward yourself for saving money. Enjoy watching your debt shrink and your investments grow.
- Drive used cars. www.kbb.com
- Reduce your auto insurance.
- Do more activities at home.
- Invest the money you save so that it earns money too. www.vanguard.com
- Create a plan to save $100 per month (or as much as you can swing).
-
Try never to miss the monthly savings payment and try to find ways to increase it to $150 per month.
-
Resources for Investments and Finance: Investing Money, Best Home Loans;
Mutual Fund Investment
FIA CSNA in your credit report refers to the FIA Card Services, National Association, one of the leading credit card companies
in US. They provide quality services and offer a wide range of cards to suit the needs of the clients.
in US. They provide quality services and offer a wide range of cards to suit the needs of the clients.